About

At AFC Reverse Mortgage, helping Pennsylvania senior homeowners pay for home, health, and retirement expenses through an FHA insured Home Equity Conversion Mortgage (HECM) is our only business and our experienced staff has closed hundreds of FHA HECM loans since 2004. We process and close our loans through our local office. That’s called in house processing and closing and it means you will experience the convenience of working with the same people in our local office from the initial meeting right through closing. Since we control the process, our loans close frequently within four weeks after counseling. And we can close in your home. At AFC you truly are a name not a number. AFC Reverse Mortgage. Local. Knowledgeable. Professional. Experienced. Convenient.

We will meet with anyone at any time to discuss a reverse mortgage and encourage our customers to include their friends, relatives and trusted advisors in any discussion with us. Our goal is that you fully understand the program, make an informed decision, and, should you decide to proceed, that there are no surprises at the closing.

JoEllen and John Krajsa Family

JoEllen, Judy, John, Mary, and John

John L Krajsa Jr, Esq., President,  NMLS# 139056 is an attorney with a background in mortgage lending and estate planning. Mr. Krajsa has over 25 years of mortgage lending experience and has been working with FHA loans since 1996 and with FHA HECM reverse mortgage loans since 2002. Mr. Krajsa does not offer legal advice but will work with you and your advisors to help determine if a reverse mortgage is right for you. Mr. Krajsa served as an officer in the United States Marine Corps.

Tiffany Shutta, Processing Coordinator, NMLS# 139062 has over fifteen years of mortgage lending experience with FHA loans at AFC, including over seven years with FHA insured reverse mortgages.

  • Loans processed by our staff in our Lehigh Valley office
  • Work with the same people from initial meeting through closing
  • Free Consultation: We offer an initial meeting at a location and time chosen by our potential customer just to discuss reverse mortgages.
  • It is possible to get a reverse mortgage without leaving your home.
  • FHA required counseling may be done over the phone or face to face.
  • The loan can be closed in the home.
  • We attend the closing and will be there for you after the closing.
  • Member of National Reverse Mortgage Lenders Association (NRMLA)
  • Member of National Aging in Place Council
  • Member of Greater Lehigh Valley Chamber of Commerce

Call John Krajsa with your questions live Saturday mornings “More Than Money,” 9:30AM WAEB AM790 WAEB.COM

Licensed by the Pennsylvania Department of Banking. NMLS# 108404

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